지역사회봉사
 

BBCN Bancorp and Center Financial Complete Merger of Equals Creating the Largest Korean American Bank in the Country Bank is committed to bringing positive change to the diverse communities we serve, consistent with the requirements of the Community Reinvestment Act (CRA). When it became apparent that low-income communities and individuals were being overlooked by financial institutions, Congress established CRA in 1977 to encourage banks to meet the needs of the entire communities they serve, including low and moderate-income areas.  BBCN Bank embraces the spirit and intent of CRA and maintains a "Satisfactory" CRA rating issued by the Federal Reserve Bank.

Our business strategy is to promote economic growth and create a positive change within the underserved and low-to-moderate income communities we serve.  BBCN Bank, designated as a "Preferred Lender" by the Small Business Administration, provides SBA 504 and 7a loans in addition to its own lending programs targeted to small and minority-owned businesses. Investments and grants are extended to meet a variety of needs within our communities, including affordable housing, education, financial literacy, and social services.  In 2001 BBCN Bank made a $1,000,000 ten year commitment to the BBCN Scholarship Foundation, whose mission is to provide scholarships to high school seniors demonstrating financial need as well as academic excellence.  Working to be an integral part of our community, BBCN Bank employees enthusiastically volunteer their time and expertise at bank-sponsored seminars for small businesses, financial literacy workshops, and other local area events.

Looking to the future, BBCN Bank will continue to identify ways to assist underserved communities in achieving their full potential as desirable places for individuals and families to live and thrive.   To discuss BBCN Bank's CRA commitment, please feel free to contact the Bank's CRA Officer at 213-639-1700.