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All applicants must be a U.S. Citizen or Resident alien residing in California, New York, or New Jersey and must be at least 18 years of age.
*APY = Annual Percentage Yield and interest rate are accurate as of  and subject to change without prior notice. Fees could reduce earnings on the account. Other terms and fees may apply and are subject to change without prior notice except as required by law.  Refer to product disclosure for complete list of fees or contact a Customer Account Representative for further assistance.

Online Promo Time Certificate of Deposit Disclosure: Square Bullet $1,000.00 minimum opening deposit Square Bullet $90,000.00 maximum opening deposit Square Bullet Earn interest at a fixed rate - Various terms to fit your needs, starting from 90 days up to 179 days Square Bullet Interest is not compounded and may be credited to your Nara Bank checking or savings account according to the interest payment schedule of your choice (i.e. monthly, quarterly, semi-annually, annually, or at maturity)  Square Bullet Min. balance of $1,000 is required to obtain the disclosed APY  Square Bullet Branch Transaction fee of $10.00 per each branch visit-assisted transaction  Square Bullet Early withdrawal penalty may apply

Please refer to the online disclosures for the detailed the terms and conditions of each online deposit product. Other terms and fees may apply and are subject to change without prior notice except as required by law. Refer to product disclosure for complete list of fees or contact a Customer Account Representative for further assistance.

Online Security

Protecting your privacy and security are important to us. Our online systems use advanced encryption technology to protect you from fraud and identity theft.

What information do I need to apply?

  • Social Security number
  • Primary ID
  • Home address for the last 3yr for all applicants
  • Current e-mail address
  • Co-applicant's personal information (if applicable)

How long will it take me to complete the application?
Our simple application process takes approximately 10-15 minutes to complete.

Your Email Address

Your email address is needed to complete application process; we may also send various account notices to your email address. Please note: Nara Bank will never ask for personal or sensitive information in an email.

Your Social Security Number

Your Social Security number is required to open an account and it also helps us to verify your identity.

Your Source of Income

In addition to being a legal requirement, your employment information is needed to help verify and protect your identity.

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