All applicants must be a U.S. Citizen or Resident alien residing in California, New York, or New Jersey and must be at least 18 years of age.
*APY = Annual Percentage Yield and interest rate are accurate as of  and subject to change without prior notice. Fees could reduce earnings on the account. Other terms and fees may apply and are subject to change without prior notice except as required by law.  Refer to product disclosure for complete list of fees or contact a Customer Account Representative for further assistance.

Online Vision II Installment Savings Account Disclosure:  Contract goal amount starts from $1,000.00 with term options of 12 months, 24 months, and 36 months   The minimum opening deposit and balance required to obtain the disclosed APY is the amount of your first installment payment   interest is compounded daily and credited to your account at the end of every calendar quarter and at maturity; Accrued interest is forfeited if account is closed before the interest is credited to the account. The amount at maturity may be less than the original contract amount if monthly deposits are not made according to the payment schedule; account will not earn interest after maturity   Monthly deposits may be automatically transferred from a Nara Bank checking account or an account from another financial institution; only one deposit is allowed per month  Partial withdrawal is not allowed  Branch Transaction fee of $10.00 per each branch visit-assisted transaction

Online Promo Time Certificate of Deposit Disclosure:  $1,000.00 minimum opening deposit  $90,000.00 maximum opening deposit  Earn interest at a fixed rate - Various terms to fit your needs, starting from 90 days up to 179 days  Interest is not compounded and may be credited to your Nara Bank checking or savings account according to the interest payment schedule of your choice (i.e. monthly, quarterly, semi-annually, annually, or at maturity)   Min. balance of $1,000 is required to obtain the disclosed APY   Branch Transaction fee of $10.00 per each branch visit-assisted transaction

Online My Dream Money Market Account Disclosure:  $1,000.00 minimum opening deposit   Access to funds unlike CD accounts; Transfer of funds from this account to another or to a third party by preauthorized, automatic, or telephone transfers are limited to six (6) per month and also limited to three (3) by check, draft, or similar method. Each debit in excess of limitation will be imposed a $10.00 fee. Branch Transaction fee of $10.00 per each branch visit-assisted transaction will be imposed. Nara Bank reserves the right to convert your account to a non-interest bearing account or to close the account if limitations are violated frequently.   Access through the Nara Bank / Allpoint ATM network is free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider. Click here for Allpoint ATM locations; over 32,000 surcharge-free ATMs nationwide.   Earn interest on entire money market account balance; higher balance tiers may earn greater interest rates  Interest is compounded monthly and credited to your account on the last day of each month   The account can be linked with a checking account to sweep the excess balance from the checking account to maximize interest earnings  Min. balance of $1,000 is required to obtain the disclosed APY and above

Please refer to the online disclosures for the detailed the terms and conditions of each online deposit product. Other terms and fees may apply and are subject to change without prior notice except as required by law. Refer to product disclosure for complete list of fees or contact a Customer Account Representative for further assistance.

Online Security