Nara Bank offers a variety of products and services to suit your personal banking needs. We hope you will find Nara Bank's products to be flexible, inventive, and convenient. Open an account with us today!

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Regular Personal Checking		Econo Personal Checking Account
Open a regular personal checking account with us and receive the benefit of unlimited check writing. You will also have access to Internet Banking, Telephone Banking, and receive an ATM card.		Econo Personal Checking is ideal for indiviual with a low to moderate volume of account activity.
Feature and benefits		Feature and benefits
$100.00 minimum opening deposit No monthly service fee and no per check fee will be imposed if a minimum daily balance of $1,000.00 or an average daily balance of $3,000.00 is maintained.¹ Unlimited check writing, deposits, and withdrawals Monthly statement with cancelled check images Free Access to Internet Banking Customer Call Center ATM / Visa Debit Card² 24/7 Telephone Banking e-Notice Service (Fax banking & various notifications)		$ 25.00 minimum opening deposit No monthly service fee will be imposed if a minimum daily balance of $750.00 or an average daily balance of $3,000.00 is maintained.¹ Unlimited check writing, deposits, and withdrawals Monthly statement with cancelled check images Free Access to Internet Banking Customer Call Center ATM / Visa Debit Card² 24/7 Telephone Banking e-Notice Service (Fax banking & various notifications)
Ezee Personal Checking Account		EFT Checking
Low cost personal checking that allows for unlimited check writing. Internet banking service with bill payment and e-Notice Service are provided without charges. This account is ideal for those who don't want to deal with minimum balance requirements.		This is a low cost personal checking account with no minimum balance requirements. Receive the benefits of unlimited deposits and withdrawals at any Nara Bank ATM. This account is perfectly suited for direct deposit.
Feature and benefits		Feature and benefits
$100.00 minimum opening deposit No minimum daily balance requirement Flat monthly service fee of $5.00 Unlimited check writing, deposits, and withdrawals Monthly statement with cancelled check images Free Access to Internet Banking Customer Call Center ATM / Visa Debit Card² 24/7 Telephone Banking e-Notice Service (Fax banking & various notifications)		$25.00 minimum opening deposit Unlimited deposits and withdrawals at Nara Bank ATMs Free Access to Internet Banking Telephone Banking Customer Call Center e-Notice Service (Fax banking & Various notifications)
Basic NY Checking
Nara Bank offers special checking accounts for New York state residents. This is a low cost, low maintenance personal checking account.
Feature and benefits
$25.00 minimum opening deposit No minimum balance requirements Specialized for New York state residents Free Access to Internet Banking Telephone Banking Customer Call Center

Interest Bearing Checking

Nanuri NOW Checking Account		My Dream Money Market Account
This is an interest-bearing checking account with unlimited check writing and is available only to individuals, sole proprietors, non-profit organizations, and government entities.		This flexible account allows you to accrue interest on your balance and also allows for limited check writing. Sweep additional funds from your regular checking account and place them in a money market account to earn interest on those funds.
Feature and benefits		Feature and benefits
$500.00 minimum opening deposit No monthly service fee will be imposed if a minimum daily balance of $2,500.00 or an average daily balance of $5,000.00 is maintained.¹ Unlimited check writing, deposits, and withdrawals Monthly statement with cancelled check images Earn interest on the entire account balance; higher balance tiers may earn greater interest rate Interest is compounded and credited to your account on a monthly basis Free Access to Internet Banking Customer Call Center ATM / Visa Debit Card² 24/7 Telephone Banking e-Notice Service (Fax Banking & various notifications)		$50,000.00 minimum opening deposit No monthly service fee will be imposed if a minimum daily balance of $25,000.00 or an average daily balance of $50,000.00 is maintained.¹ Unlimited deposits and withdrawals at a branch³ Earn interest on entire money market account balance; higher balance tiers may earn greater interest rates Interest is compounded and credited to your account on a monthly basis The account can be linked with a checking account to sweep the excess balance from the checking account to maximize interest earnings Free Access to Internet Banking Customer Call Center 24/7 Telephone Banking e-Notice Service (Fax Banking & various notifications)
Money Market Account
Open a money market account with Nara and earn interest on your checking account balance.
Feature and benefits
$1,000.00 minimum opening deposit Earn interest on entire account balance Limited check writing Unlimited over-the-counter withdrawal Free Access to Internet Banking Telephone Banking Customer Call Center e-Notice Service (Fax banking & Various notifications) Account fees are waived if minimum account balance requirements are met

Savings

Regular Savings Account		Nara More Savings
Opening a savings account with Nara Bank is a great way to start saving money for the future. As a traditional interest bearing account, it's easy to save for a rainy day.		This is a great way to expand your personal savings plan. Invest money in this interest bearing account without losing access to your personal funds.
Feature and benefits		Feature and benefits
$100.00 minimum opening deposit Competitive interest rate Account fees are waived if minimum account balance requirements are met		$10,000.00 minimum opening deposit Higher interest rate than regular savings Convenient passbook register that shows a record of all transactions
Piggy Bank Saving Account
This is an interest-bearing account that offers higher interest rate than our regular savings and offers accessibility to funds unlike CD accounts. This account is available only to customers who have a checking account with Nara Bank and must be opened under the same entity as that of the existing checking account.
Feature and benefits
$3,000.00 minimum opening deposit No monthly service fee will be imposed if a minimum daily balance of $1,000.00 is maintained.¹ Unlimited deposits and withdrawals at a branch e-Notice Service (Fax Banking & various notifications) Interest is compounded and credited to your account on a monthly basis Transaction limitations

Certificates of Deposits

Regular Time Certificates of Deposits
A Certificates of Deposit is considered one of the best ways to save money. This account allows you to earn interest at a fixed rate on funds you deposit for a specific period of time.
Feature and benefits
$1,000.00 minimum opening deposit Fixed interest rate Great way to save money Highest interest earnings

Other terms and fees may apply and are subject to change without prior notice except as required by law. Refer to product disclosure for complete list of fees or contact a Customer Account Representative for further assistance.

¹Average Daily Balance is calculated by adding the principle balance in the account for each day of the statement cycle and dividing the total amount by the number of days in the statement cycle.

²Access through the Nara Bank / Allpoint ATM network is free; however, a fee may be charged for access through other ATM networks and may vary depending on the network provider.

³Transfer of funds from this account to another or to a third party by preauthorized, automatic, or telephone transfers are limited to six (6) per month and also limited to three (3) by check, draft, or similar method. Each debit in excess of limitation will be imposed a $10.00 fee. Nara Bank reserves the right to convert your account to a non-interest bearing account or to close the account if limitations are violated frequently. Please ask for details.