Website Terms and Conditions
 

Please read these terms and conditions carefully. By accessing this site and any of its pages, you agree to be bound by these terms and conditions. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof. These terms and conditions are subject to change from time to time without notice.

LIMITATIONS ON USE OF INFORMATION AND SERVICES AND PRODUCTS
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of BBCN Bank's web sites and systems including but not limited to unauthorized entry into BBCN Bank's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited.

Information and materials published by BBCN Bank as part of this web site are published in the United States and are intended for persons in the United States. This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. Not all products and services are available in all geographic areas. Eligibility for certain products is subject to final determination and acceptance by BBCN Bank or its affiliates. The information, descriptions, and terms and conditions contained in these pages are subject to change. Calculators or planning tools and the Internet Banking check register are provided for informational purposes only and are not intended to provide specific legal, accounting, financial, or tax advice for any person and should not be relied upon in that manner.

LINKS
THIS SITE MAY CONTAIN LINKS TO WEB SITES CONTROLLED OR OFFERED BY THIRD PARTIES. THE CONTENT, ACCURACY, OPINIONS EXPRESSED AND OTHER LINKS PROVIDED BY THESE OTHER WEB SITES ARE NOT INVESTIGATED, VERIFIED, MONITORED OR ENDORSED BY BBCN BANK. BBCN BANK HEREBY DISCLAIMS ANY LIABILITY FOR ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY OF THE THIRD PARTY SITES LINKED TO THIS WEB SITE. BY CREATING A LINK TO A THIRD PARTY WEB SITE, BBCN BANK DOES NOT ENDORSE OR RECOMMEND OR APPROVE ANY PRODUCTS OR SERVICES OFFERED OR INFORMATION CONTAINED AT THAT WEB SITE, NOR IS BBCN BANK LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT THOSE SITES. SUCH THIRD PARTY MAY HAVE A PRIVACY POLICY DIFFERENT FROM THAT OF BBCN BANK AND THE THIRD PARTY WEBSITE MAY PROVIDE LESS SECURITY THAN THE BBCN BANK SITE.

NO WARRANTY
THE INFORMATION AND MATERIALS IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS, OR OTHER ITEMS, ARE PROVIDED "AS IS" AND "AS AVAILABLE." THE INFORMATION AND MATERIALS MAY CONTAIN ERRORS, OMISSIONS, PROBLEMS, OR OTHER LIMITATIONS AND BBCN BANK EXPRESSLY DISCLAIMS ANY LIABILITY FOR SUCH ERRORS, OMISSIONS, PROBLEMS, OR OTHER LIMITATIONS. BBCN BANK DOES NOT MAKE ANY REPRESENTATIONS, WARRANTIES, OR GUARANTEES WHATSOEVER AS TO THE ACCURACY, ADEQUACY, RELIABILITY, CURRENTNESS, COMPLETENESS, OR SUITABILITY OF SUCH INFORMATION AND MATERIALS OR THEIR APPLICABILITY TO A PARTICULAR SITUATION. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS, OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS. ALL RESPONSIBILITY AND LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED WITHIN THE ELECTRONIC FILES OF THIS SITE ARE DISCLAIMED.

LIMITATION OF LIABILITY
IN NO EVENT WILL BBCN BANK BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES, OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ITS USE OR INABILITY TO BE USED BY ANY PARTY, IN CONNECTION WITH ANY LINKED SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHER LEGAL OR EQUITABLE THEORY EVEN IF BBCN BANK OR ITS REPRESENTATIVES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

COPYRIGHT & TRADEMARK PROTECTION
The materials displayed on the Site are protected by U.S. and international copyright law and treaties, and shall not be transmitted, broadcast, copied, adapted, displayed, or performed without the prior express permission of BBCN Bank. You do not acquire any ownership rights by downloading copyrighted material. Moreover, the trademarks, trade names, and service marks (the "Marks") used on the Site belong to BBCN Bank or to various other parties. No one is authorized to use any of the Marks in any manner without the prior express written permission of the owner of the Mark. For example, you may not use any of the BBCN Bank trademarks as a link to the Site except pursuant to a written trademark license agreement.

RESTRICTIONS ON USE
None of the information on the Site may be used, distributed, or reproduced for commercial or public purposes without our prior express written permission. No third party is authorized to solicit BBCN Bank's products or services without our prior express written permission. Finally, unauthorized use of the Site and its systems including but not limited to unauthorized entry or attempted entry into password protected and/or secure areas of the Site, its systems, misuse of passwords, or misuse of any information posted on the Site is strictly prohibited.

INDEMNIFICATION
You agree to defend, indemnify and hold harmless BBCN Bank, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of your violation of the Terms or misuse of this Site, including such violation or misuses conducted by your employee or agent, if applicable.

PRIVACY
We understand the need to safeguard your information and records from unauthorized use and disclosure. Please see BBCN Bank's Privacy Policy.

ELECTRONIC SIGNATURE POLICY
BBCN Bank does not allow its officers, employees or agents to enter into any agreement or obligation by email or any other electronic means without a specific written authorization to do so. Any agreement or obligation entered into in violation of this policy shall not be legally binding, valid or enforceable under the federal E-sign Act or any state counterpart or electronic signature laws of any other country.

WAIVER/SEVERABILITY
A waiver of any provision contained in these Terms shall not be deemed to be a waiver of any other right, term or provision of these Terms. If any provision in these Terms becomes wholly or partially invalid, illegal or unenforceable, such provision shall be enforced to the extent it is legal and valid and the validity, legality and enforceability of the remaining provisions shall not be affected or impaired thereby.